Funeral Costs

Average Funeral Cost by State

Planning for the passing of a loved one is never easy, but it’s essential to consider the financial aspects given the high costs associated with funerals. Funeral expenses can vary depending on your location and the final wishes of the deceased. Various factors contribute to the overall cost, such as the hearse, funeral home service fee, casket, headstone, burial plot, viewing, and staff fees for any services. If the deceased preferred cremation, there are separate fees associated with those services. To prepare for these costs, setting aside a fund or taking out an insurance policy can be prudent.

 

The average funeral cost in the United States falls between $7,000 and $9,000, with the median cost being $7,360. However, specific states have different averages. Maine, for instance, stands out with the highest average funeral cost of $8,675, while Florida offers a comparatively lower average of $5,875.

 

Many families often find themselves overspending on funerals due to the emotional toll of losing a loved one, which can cloud their judgment or the lack of experience and time for careful consideration. Taking the time to research and contact multiple funeral service providers is crucial to find the right options for your family while staying within your budget.

 

Understanding your rights in these circumstances is equally important. The Federal Trade Commission (FTC) introduced the “Funeral Rule” in 1984 to protect consumers. This rule grants you the right to choose only the goods and services you desire, receive an itemized statement of all expenses, obtain price information over the phone, and enjoy other rights pertaining to funerals.

 

Below are the ten states with the highest average funeral costs:

  1. Hawaii – $15,203
  2. California – $10,727
  3. Oregon – $10,424
  4. New York – $10,355
  5. Massachusetts – $10,270
  6. Maryland – $9,921
  7. Alaska – $9,913
  8. Connecticut – $9,689
  9. Rhode Island – $9,247
  10. New Jersey – $9,154

While planning for a funeral is an emotional and challenging task, understanding the costs involved and being aware of your rights can help you make more informed decisions during this difficult time. By comparing options and services, you can create a meaningful and respectful farewell for your loved one without undue financial burden.

Average Final Expense Insurance Costs

Hawaii

$15,203

California

$10,727

Oregon

$10,424

New York

$10,355

Massachusetts

$10,270

Maryland

$9,921

Alaska

$9,913

Connecticut

$9,689

Rhode Island

$9,247

New Jersey

$9,154

Maine

$8,999

Vermont

$8,984

Washington

$8,620

Nevada

$8,434

New Hampshire

$8,380

Delaware

$8,357

Colorado

$8,132

Pennsylvania

$7,892

Virginia

$7,869

Arizona

$7,845

Minnesota

$7,838

South Dakota

$7,748

Florida

$7,667

Montana

$7,652

Utah

$7,536

North Dakota

$7,512

South Carolina

$7,512

Wisconsin

$7,458

Illinois

$7,419

North Carolina

$7,404

Wyoming

$7,389

Idaho

$7,288

Kentucky

$7,265

Louisiana

$7,234

Ohio

$7,195

Nebraska

$7,172

Texas

$7,148

Iowa

$7,133

West Virginia

$7,133

Michigan

$7,040

Indiana

$7,001

Tennessee

$6,986

New Mexico

$6,939

Alabama

$6,924

Georgia

$6,924

Missouri

$6,885

Kansas

$6,808

Arkansas

$6,800

Oklahoma

$6,722

Mississippi

$6,568

 

Average Funeral Cost By State

 

According to the National Funeral Directors Association, the average funeral costs close to $10,000. That said, funeral pricing varies based on your location and your preferences.

Below is a table that outlines the average cost of a funeral in each state. You can see prices for burial and cremation with and without a funeral service.

 

 

 

 

 

State

Burial Service Average Cost

Direct Burial Average Cost

Cremation Service Average Cost

Direct Cremation Average Cost

AL

$7,271

$3,838

$6,314

$2,016

AK

$7,225

$3,104

$6,028

$1,935

AZ

$6,888

$3,203

$5,694

$1,430

AR

$7,334

$3,264

$6,405

$1,671

CA

$7,225

$3,441

$6,028

$1,582

CO

$6,888

$3,637

$5,694

$1,683

CT

$7,881

$4,815

$7,069

$3,150

DC

$7,881

$4,641

$7,069

$2,149

DE

$7,800

$4,452

$7,070

$2,616

FL

$7,800

$3,994

$7,070

$1,683

GA

$7,800

$3,931

$7,070

$1,918

HI

$7,225

$3,400

$6,028

$1,547

ID

$6,888

$3,407

$5,694

$1,700

IL

$7,868

$4,095

$6,953

$2,551

IN

$7,868

$4,003

$6,953

$2,284

IA

$8,500

$4,611

$7,560

$2,992

KS

$8,500

$4,152

$7,560

$2,525

KY

$7,271

$3,595

$6,314

$2,022

LA

$7,334

$3,979

$6,405

$2,283

ME

$7,881

$4,237

$7,069

$2,347

MD

$7,800

$4,395

$7,070

$2,426

MA

$7,881

$4,330

$7,069

$2,696

MI

$7,868

$3,782

$6,953

$2,245

MN

$8,500

$4,655

$7,560

$2,914

MS

$7,271

$3,801

$6,314

$1,986

MO

$8,500

$3,792

$7,560

$1,845

MT

$6,888

$3,898

$5,694

$2,478

NE

$8,500

$4,274

$7,560

$2,969

NV

$6,888

$3,772

$5,694

$1,428

NH

$7,881

$4,123

$7,069

$2,176

NJ

$8,093

$4,181

$7,463

$2,505

NM

$6,888

$3,553

$5,694

$1,940

NY

$8,093

$3,803

$7,463

$2,391

NC

$7,800

$3,585

$7,070

$1,914

ND

$8,500

$4,258

$7,560

$3,183

OH

$7,868

$3,729

$6,953

$2,045

OK

$7,334

$3,681

$6,405

$2,141

OR

$7,225

$3,188

$6,028

$1,264

PA

$8,093

$4,076

$7,463

$2,456

RI

$7,881

$4,039

$7,069

$2,615

SC

$7,800

$3,711

$7,070

$1,937

SD

$8,500

$3,964

$7,560

$2,826

TN

$7,271

$3,570

$6,314

$1,933

TX

$7,334

$3,988

$6,405

$2,108

UT

$6,888

$3,455

$5,694

$1,625

VT

$7,881

$3,823

$7,069

$2,295

VA

$7,800

$3,895

$7,070

$2,457

WA

$7,225

$3,342

$6,028

$1,460

WV

$7,800

$3,706

$7,070

$2,257

WI

$7,868

$4,328

$6,953

$2,862

WY

$6,888

$3,854

$5,694

$2,533

 

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